Prepare for Uncertainty: Get Insured Now
What is going to happen with the Affordable Care Act and the individual health insurance market is anybody’s guess at this point.
With no clear answers, health insurance companies are moving forward as planned.
Our advice to you? If you have insurance, keep it. If you don’t have it, get it now.
In the past several months various bills have failed to move forward in Congress that would repeal and replace the Affordable Care Act. One proposal included premium increases for those who do not have continuous health care coverage. That is one reason it may be beneficial to get coverage now.
This is your best solution to prepare for any changes that may take place over the next year, said Janice Lewis, Sales Associate with Avera Health Plans.
“It’s better to be prepared,” Lewis said. “You don’t want to be in a situation where you can’t get it next year for whatever reason. We just don’t know what to expect in coming years.”
Open enrollment for individual health insurance will be shorter this year, Nov. 1–Dec. 15 for an effective date of Jan. 1, 2018. That means you have less time to learn about your plan options and make a decision.
With all this uncertainty, Lewis said one thing hasn’t changed: it’s still a good idea to carry health insurance.
If you need to get individual health insurance call an agent today to discuss your options. An agent can help you find a plan that fits your needs and figure out if you’re eligible for premium tax credits and other savings.