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Published on October 27, 2020

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Medicare Supplement 101: What You Need to Know for Yourself or a Loved One

You probably feel like you’re just getting the hang of insurance, and now you need to learn about Medicare.

If you or a loved one are nearing retirement and are looking at a Medicare Supplement plan, then it’s time to start learning the basics.

Here are the most important things to know:

  • Original Medicare doesn’t cover everything. You still need to pay deductibles and coinsurance, etc.
  • Unlike traditional health insurance plans, there is no out-of-pocket maximum with Original Medicare. That means a cancer diagnosis or major surgery could come with additional costs that are difficult to predict.

One way to help budget for the unexpected is with a Medicare Supplement plan (also known as Medigap plans). You can enroll in these plans with a private health insurance company. There are various plan options available. While the plan benefits don’t change amidst insurance companies, the plan prices and value-added benefits will. Value-added benefits include things like discounts for fitness centers or well-being programs.

We know you’re busy with family, work and a lot of other responsibilities. Here’s a compilation of resources to learn how Medicare and Medicare Supplement work together.

Learn about when to enroll in Original Medicare and details about your Medicare Supplement Plan options.

Plan G is one of the most comprehensive Medicare Supplement Plans available. Learn more about what it covers.

Once it’s time to enroll in Original Medicare, it’s also time to decide if you want a Medicare Supplement plan as well. Learn more about your Medicare Supplement Plan options by talking with an agent or going to

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