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Health Insurance and Care that Works for You

You need a health insurance plan that covers you where you are in your life. You also want it to fit your budget. Our health insurance does more than connect you with coverage, it gives you the resources to stay healthy so you don’t need it.

Avera Health Plans focuses on services through three main products:

Our plans offer a variety of options to fit your budget and needs.

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Your Benefits

Once you’re a member, you have access to the Avera network of providers in addition to independent systems in the region.

You can make the most of your premium dollars by using your coverage and added benefits to the fullest.

  • AveraNow virtual visits with 24/7 access are available at no charge1 for most plans.
  • Employee Assistance Program counseling sessions available at no cost.2
  • Fitness membership discounts to select facilities in South Dakota.
  • LiveNOW well-being technology.

Learn About Avera Health Plans Products

Sign up to learn more about how our Medicare solutions, individual, or employer health plans can fit your needs and budget.

Request info

What People Are Saying

I called to get information about our (current) coverage, and a few days later I received a card and gift card in the mail from Avera Health Plans, congratulating us on our baby. I was so amazed; what health insurance company sends their customers a card?

Krista Prouty | individual insurance member

What People Are Saying

I really appreciate that Avera Health Plans is very good about helping our employees get answers – and if there is a challenge to get it rectified. Avera Health Plans has been very responsive.

Mallie Kludt, Managing Director for Organizational Health, Volunteers of America | large employer member

What People Are Saying

I compared four different Medicare Supplement insurance carriers to determine which would best meet our needs. I looked for affordability, great service and a wide range of coverage, including coverage while traveling.

Lezlee Koch | Medicare supplement insurance member

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Your Well-Being Starts with Us

You can stay on track with your goals by working with our team of nurses, pharmacists and member health advocates. They connect you to the services that will help you.

  • Collaborate with community organizations and services
  • Help finding in-network care options
  • Listen to your concerns and needs to help create a care plan

You are connected to the right resources in a number of ways, including:

Virtual Visits

A member had virtual follow-up visits with their Sioux Falls, SD, doctor after surgery. This saved time and money on travel.

Member Health Advocates

After numerous falls and trips to the ER, a member health advocate learned there were rugs in the home causing the member to trip. Rugs were removed.

Care Management

A member with dyslexia had trouble understanding treatment instructions. The health plans team connected the member to a local nurse to go over the instructions line by line.

1 For most members. Some limitations do apply. NOTE: IRS Guidelines indicate that members with HSA-eligible plans may be subject to tax penalties if they use the free AveraNow service. If you have an HSA-eligible plan, you may use your HSA or Flex spending dollars for this service.
2 Available to South Dakota ACA small employer group plans only.

Moving Health Forward

Avera is a health ministry rooted in the Gospel. Our mission is to make a positive impact in the lives and health of persons and communities by providing quality services guided by Christian values.

© 2022 Avera Health, Sioux Falls, SD. All Rights Reserved.